Education and Ideas for Building a New Home

 
 

 

 

   
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DRESSING YOUR HOME
A WOMAN'S PERSPECTIVE - HOME PLAN
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Dressing Your Home

Shopping for the perfect clothes for a special occasion can be difficult enough. But imagine that you had to wear that same outfit, every day, for the next 10 – 20 years…because it cost several thousand dollars. Not only would it have to be comfortable, it would have to be very becoming, extremely durable and completely timeless.

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Such is the decision you face when choosing siding for your new home. In addition to the product’s reputation and warranty, you’ll want to consider maintenance, product cost, installation cost, neighborhood covenants, consistency with the neighborhood and resale values. To aid your difficult decision, here is a summary of pros and cons of the most popular materials in today’s housing market.

Wood is one of the oldest and most beautiful choices, but it is expensive and requires ongoing maintenance. “With wood, it’s particularly important to get high grade materials, free of knots, pitch, pockets and even edges,” says Scott Ragland of Rotella’s Custom Builders Supply in Omaha, Nebraska. “And then buy the best paint or stain you can find. It will last longer and save money in the long run.” Although wood is susceptible to weather and insects, it has a life span of 30 to 50 years if it is well maintained, and it can be repaired and partially replaced more easily than other siding materials.

Vinyl has increased in popularity due to its low maintenance (occasional washing) and improvements in durability, color fastness and appearance. Today’s vinyl is available with insulation attached in a wider range of colors and in a variety of textures and shapes (including “cedar shakes,” fish-scale shingles and beaded panels). Vinyl trim has also expanded to include extra-wide corner boards, Victorian gingerbread and Craftsman brackets. Although less expensive initially, vinyl has a shorter estimated life than some sidings. Often used on starter homes, it can affect resale value in more expensive homes. Because vinyl can be damaged by hail, wind or excessive heat, look for thicker products and long warranties.

Traditional stucco has a long track record in dry, warm areas such as the Southwest. Installation is costly and it’s essential to find someone highly skilled in its application. Properly installed, stucco requires little maintenance and can last the life of the building. Its biggest drawback is potential cracking and damage from freezing and thawing. Cracks can be minimized with expansion joints and good ventilation. Severely cracked or discolored stucco can be recoated. Stucco should not be painted; doing so can reduce its ability to expel moisture.

EIFS (Exterior Insulation Finish Systems) is a plasticized cement stucco product which is applied over polystyrene foam insulation. Synthetic stucco materials cost more than traditional stucco, but they are easier and less expensive to apply. Because of some past problems with water that got behind the siding, EIFS has been banned in some states. If you choose EIFS, find the best installer available and get a good warranty.

Brick gives a home a look of quality and permanence, requires little maintenance and offers superior durability. Both full and half-brick are used today; full brick requires a special ledge in the foundation to support its weight. Both require installation by a trained mason, which can be rather expensive. Periodic sealing is recommended to prevent freeze-thaw damage in cold climates. Deteriorating mortar joints must be scraped out, with new grout tuck pointed into the joints.

There are two newer alternatives in the brick category. The first is cultured brick which is actually made from concrete and is easier and more economical to install. The second is mortarless brick which locks together and does not require a mason for installation. Every fourth row is affixed with screws, and caulk (which looks like mortar) is applied after installation. Like true brick, it should be water sealed regularly.

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Natural stone is usually limited to exterior trim or accent because of its time consuming and expensive installation. Stonework requires a skilled craftsman and a supportive ledge in the foundation. It demands little maintenance, but mortar joints may deteriorate with time. Cultured stone, which is made of cement, light weight aggregates and iron oxide pigments, replicates real stone. It weighs and costs a fraction of real stone, does not require special footings and is installed similar to stucco.

Fiber cement or concrete board siding is growing in popularity. Comprised of cement, sand and cellulose fiber, it is environmentally friendly and contains no asbestos, glass fibers or formaldehyde. Fiber cement siding resists rain, hail, snow, termite and insect damage. It also prohibits fungus growth and is non-combustible. Manufacturers’ guarantees extend to 50 years against rotting, splitting, warping, buckling or swelling. Gaps must be incorporated to allow for expansion, but when filled with caulk and painted, they become nearly invisible. Available in a variety of finishes, including lap, beaded and shingle siding, plus half round panels, fiber cement looks like wood, but is lower maintenance. It also is available in vertical siding which looks like stucco.

Other issues. Along with enhancing your home’s appearance, siding must protect its waterproof barrier over the sheathing. Unless some form of drainage is incorporated, care must be taken to prevent water penetration. This is especially important with EIFS. Some types of siding may qualify for reduced premiums on homeowner’s insurance.